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About Aflac Insurance

Aflac incorporated is the largest provider of supplemental insurance in the United States. Founded in 1955 and based in Columbus, Georgia. In the USA, Aflac underwrites a wide range of insurance policies, but it's perhaps more known for its payroll deduction insurance coverage, which pays cash benefits when a policyholder has a covered accident or illness. The company states it insures "one of four Japanese households" and is "the largest life insurer in Japan in terms of individual insurance policies in force". Aflac is also well known for its supplemental medical policies.

Its mascot, the Aflac Duck, was originally voiced by Gilbert Gottfried until he was fired on March 14, 2011 for making jokes about the Japanese tsunami. Afterwards, after announcing the need for a new duck voice, he was voiced by Daniel McKeague ever since April 26, 2011.

Currently, Aflac is the #1 Supplemental Health provider in the USA, followed closely by Allstate Workplace Division.

Aflac has a field force of over 72,500 agents in the United States of America. In 2009, Aflac acquired Continental American Insurance Company to expand its coverage beyond voluntary benefits alone.

 

In 1955, the company was founded by three brothers named John, Paul, and Bill Amos in Columbus, Georgia as American Family Life Insurance Company of Columbus. But in 1964, the name was changed to American Family Life Assurance Company of Columbus.

In 1990, Aflac adopted the Aflac initials, even though the official name of the underwriting subsidiary remains American Family Life Assurance Company of Columbus.

The company signed 6,426 policyholders in its first year.[4] In 1958, Aflac pioneered cancer insurance. Beginning in 1964, Aflac decided to focus sales on worksite settings, eventually through policies sponsored by employers and funded through payroll deductions. By 2003, more than 98% of Aflac policies in the USA were issued on a payroll deduction basis, making the company a leader in that approach to policy distribution. In 1973, Aflac established a holding company called the American Family Corporation.

The company's pyramid sales structure has proven to be the most successful in the USA. Even though agents get lower commissions than other companies in the industry, it's proven to be a very successful business model.

History provided by aflac.wikia.com

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