MEDICARE BENEFITS PHONE HELP
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2023 Medicare Coverage, Options, and Benefits
Review Plans and Prices
Premiums & Deductibles May Start at $0 for Qualifying Member on Some Plans in Certain Areas
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to Discuss Your Medicare Coverage Options
Medicare Advantage Health Insurance Plans Available
You May Qualify for Dental, Hearing, and Vision Benefits within Your Medicare Plan at No Additional Cost.
TTY Users 711
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Medicare Part A - In simple terms, it is hospital insurance that helps pay for care while in the hospital or a skilled nursing facility. Medicare Part A may also include some hospice care and home health care.
Medicare Part B - is mainly medical insurance that helps pay for doctor services, other healthcare providers, home healthcare, outpatient care, some medical equipment, and preventive services.
Medicare Supplemental - (Known as Medigap) policies helps with out of pocket co-payments not paid by Medicare Part A or Part B coverage.
Medicare Advantage Plan - (Previously Part C) covers all benefits and services covered by Medicare Part A and Part B, plus prescription drugs, vision, hearing, and dental coverage.
Medicare Part D - Is a Medicare prescription drug coverage plan that helps with cost of prescription drugs.
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TTY Users 711
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Medicare Part A & Part B - What's Covered.
In general, what Medicare Part A covers:
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Inpatient care in a hospital
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Skilled nursing facility care
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Nursing home care (inpatient care in a skilled nursing facility that’s not custodial or long-term care)
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Hospice care
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Home health care
Part B covers 2 types of services
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Medically necessary services: Services or supplies that are needed to diagnose or treat your medical condition and that meet accepted standards of medical practice.
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Preventive services: Health care to prevent illness (like the flu) or detect it at an early stage, when treatment is most likely to work best.
You pay nothing for most preventive services if you get the services from a health care provider who accepts assignment.
Part B covers things like:
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Clinical research
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Ambulance services
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Durable medical equipment (DME)
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Mental health
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Inpatient
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Outpatient
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Partial hospitalization
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Limited outpatient prescription drugs
Medicare coverage is based on 3 main factors:
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Federal and state laws.
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National coverage decisions made by Medicare about whether something is covered.
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Local coverage decisions made by companies in each state that process claims for Medicare. These companies decide whether something is medically necessary and should be covered in their area.
TTY Users 711
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