Couple Drinking Coffee

MEDICARE PHONE HELP

Click on Toll-Free Phone Number Above to

Speak with a Licensed Medicare Agent

2022 Medicare Coverage, Options, and Benefits

Review Plans and Prices

Some Plans May Have

$0 Premium and $0 Deductibles

*Call and Ask for a Free Medicare Benefit Review*

Speak To A Live Licensed Insurance Agent
to Discuss Your Medicare Coverage Options
Medicare Advantage Health Insurance Plans Available

This website is privately owned and neither affiliated with, nor endorsed by, nor operated by any government agency. If you are looking for the government’s official website visit www.medicare.gov

You May Qualify for Dental, Hearing, and Vision Benefits within Your Medicare Plan at No Additional Cost.

Happy Senior Couple

Click on Toll-Free Phone Number Above to

Speak with a Licensed Medicare Agent

Medicare is a health insurance program for seniors, age 65 or older. Social Security qualifies for you to have Medicare Part A and Part B. 

Medicare Part A - In simple terms, it is a hospital insurance that helps pay for care while in the hospital or a skilled nursing facility. Medicare Part A may also include some hospice care and home health care. 

Medicare Part B - is mainly medical insurance helps pay for doctor service, other healthcare providers, home healthcare, outpatient care, some medical equipment, and preventive services.

Medicare Supplemental - (Known as Medigap) policies helps with out of pocket co-payments not paid by Medicare Part A or Part B coverage. 

Medicare Advantage Plan - (Previously Part C) covers all benefits and services covered by Medicare Part A and Part B, plus prescription drugs, vision, hearing, and dental coverage.

Medicare Part D - Is a Medicare prescription drug coverage plan that helps with cost of prescription drugs.

Enroll into Medicare, Made Simple.

Senior Businesswoman
STEP 1

Call Now & Speak to a Live Licensed Medicare Insurance Agent. Allow Us to Answer & Review Your Medicare Coverage Options

CONNECT

Old and Young
STEP 2

Our Licensed Insurance Agents Can Show You Several Low Cost Medicare Advantage & Supplement Coverage Programs

COMPARE

Man with Grandsons
STEP 3

Compare Medicare Plans, Rates, and Benefits. Call Now to See if You are Eligible to Enroll into a Medicare Supplement or Advantage Plan

ENROLL

Medicare Part A & Part B - What's Covered.

Mother Daughter Portrait

Medicare Advantage Plans are for some seniors who qualifies for Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) automatically and other people have to sign up for it. According to Medicare.gov, it depends on whether you’re getting Social Security benefits or not. 

In general, what Medicare Part A covers:

  • Inpatient care in a hospital

  • Skilled nursing facility care   

  • Nursing home care (inpatient care in a skilled nursing facility that’s not custodial or long-term care)

  • Hospice care

  • Home health care​

Part B covers 2 types of services

  • Medically necessary services: Services or supplies that are needed to diagnose or treat your medical condition and that meet accepted standards of medical practice.

 

  • Preventive services: Health care to prevent illness (like the flu) or detect it at an early stage, when treatment is most likely to work best.

You pay nothing for most preventive services if you get the services from a health care provider who accepts assignment.  

Part B covers things like:

  • Clinical research  

  • Ambulance services

  • Durable medical equipment (DME)

  • Mental health

  • Inpatient

  • Outpatient

  • Partial hospitalization

  • Limited outpatient prescription drugs

Medicare coverage is based on 3 main factors:

  1. Federal and state laws.

  2. National coverage decisions made by Medicare about whether something is covered.

  3. Local coverage decisions made by companies in each state that process claims for Medicare. These companies decide whether something is medically necessary and should be covered in their area.